An auto loan that fits your preferences
Whether it’s a fresh or car or truck, an AA loan may help you to obtain on the way.
Minimal prices from 3.1percent
Our prices differ with respect to the quantity you wish to borrow, your selected term as well as your credit score.
Free breakdown cover*
Year’ free Basic Breakdown Cover, or perhaps a free add-on if you are currently an associate. Get more information.
Exclusive low price for people
We reserve our loan rates that are lowest for users. Utilize our calculator to obtain a quote that is personalised.
Given by the lender of Ireland UK. AA Financial Services Limited is a credit broker rather than a loan provider.
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Representative 8.9% APR. Centered on a loan of ?4,000 over three years, with month-to-month repayments of ?126.37 and total quantity repayable of ?4,549.32, which include ?549.32 interest at 8.9per cent fixed.
Crucial: The price you are provided is determined by your circumstances that are personal as well as your credit score. The utmost APR you can get is 29.9%. Your loan term will rely on the mortgage amount applied for. We presently provide loan term lengths of just one to 7 years.
Are you qualified?
Start to see the possibility of the application being accepted without inside your credit rating.
You have suggested that you are an AA Member* and can consequently receive a special price. Before we carry on, please verify your account quantity below.
* An AA Member is an individual who has arranged breakdown address straight because of the AA rather than included in a bank or automobile maker partnership system.
Willing to use?
Enjoy our low price loans. It is fast and simple to make use of.
The important points
- Prices from 3.1per cent APR for loans between ?15,001 and ?25,000
- Fixed repayments that are monthly
- Exclusive reduced loan prices for users
- Instant choice in many instances
- Make additional re payments or spend your loan off early
- No set-up or arrangement charges
1 An AA Member is a person that features arranged breakdown address straight with all the AA rather than included in a vehicle or bank maker partnership system.
* Free breakdown cover
As a unique AA Loans consumer you will get one year’ Basic Breakdown Cover, or even a free add-on if you are currently an associate.
The Basic Breakdown Cover is actually for an individual car plus one breakdown a lot more than 1/4 mile out of your home address – further call-outs can be found for a basis that is pay-for-use.
Current users can get an add-on that is free either nationwide healing, in the home or Onward Travel for the rest of these membership 12 months.
Your Basic Breakdown Cover or free add-on becomes available if the application for the loan is accepted. The chosen add-on is supposed to be renewed immediately us not to unless you tell. The breakdown that is free isn’t available in the event that you already have AA breakdown address throughout your bank or automobile maker. Listed here are most of the stipulations.
Manage your loan
Help handle your AA that is existing Loan.
What exactly is an APR?
The APR you get can vary through the advertised price. This is actually the rate that is representative we anticipate many people whom use to have.
The price you’re offered should be a personalised price predicated on your present specific circumstances including credit information held in regards to you because of the credit guide agencies, the mortgage quantity you borrow and period of time you borrow for.
Applying for an AA Loan
You are able to use online and gets a immediate decision in many instances.
Who is able to use?
To meet the requirements to apply you have to;
- Have now been A british resident for at the least three years
- Be over 21 no more than 70 as soon as the loan term ends
- Be used with an income of ?12,000 or higher
- N’t have a past history of County Court Judgments or bankruptcy
- Have actually a UK based bank or building society account that will pay direct debits
Just how long can a loan is taken by me for?
Loans can be found between 1 and 7 years (with regards to the value of one’s loan).
Is it possible to let me know exactly how much a loan will surely cost and never having to offer money key my details that are personal?
You can expect a personalised price that will be predicated on your own personal circumstances and amount you want to borrow which is consequently required to capture your private details. Please be aware that individuals usually do not provide a quotation that is indicative. A credit search will be registered at the Credit Reference Agencies if you proceed and submit an application.